Since 2019
Active in UK Property
JC NT Group is a group of five companies
Integrated Expertise
Partnered with 35 investors
Trusted Partnerships
HMO, Refurb, Conversion
Specialist Strategies
"Property development isn't just about spreadsheets. It's about structural timber, planning conditions and site logistics."
Justė Čepreckytė, Founder
Justė has been investing in UK property since 2019, building experience through real projects rather than theory alone. Her work has included refurbishments, HMOs, conversions, planning-led projects and refinancing. She is closely involved in the details — from assessing opportunities and working through numbers to managing consultants, contractors, compliance and the eventual exit or letting strategy.
She now uses that experience both in her own projects and to support other investors who want a practical, commercially minded perspective.
FINANCIAL BREAKDOWN
Purchase Price: £85,000
Refurbishment: £200,000
Legal & Acquisition Fees: £15,000
Total Capital Outlay: £300,000
VALUATION & RETURNS
Gross Development Value (GDV): £450,000
Capital Refinanced (Money Out): £337,500
Released Capital: £37,500
OPERATIONAL CASH FLOW
Gross Rental Income: £5,959 / month
Operating Costs: £2,005 / month
Net Cash Flow (Profit): £3,954 / month
South West | Single Home to Two-Unit Conversion
Dividing a large property into two distinct, high-spec residential units.
Selected projects
Expertly reconfigured for high-yield multi-occupancy, maximizing rental income and asset value.
FINANCIAL BREAKDOWN
Purchase Price: £200,000
Refurbishment: £350,000
Legal & Acquisition Fees: £10,000
Total Capital Outlay: £560,000
VALUATION & RETURNS
Gross Development Value (GDV): £700,000
Capital Refinanced (Money Out): £550,000
Capital Retained in Project: £10,000
OPERATIONAL CASH FLOW
Gross Rental Income: £3,200 / month
Operating Costs: £2,200 / month
Net Cash Flow (Profit): £1,000 / month
STRATEGY & SUMMARY
Originally targeted for exit via sale, the asset was pivoted to a long-term hold strategy given market conditions—capturing strong ongoing rental yield while positioning the portfolio for future capital appreciation.
Services & advisory
Grounded, site-level guidance and tailored project support for UK investors and developers looking to unlock genuine property value.
1:1 advisory
on site assessment
project delivery
1:1 Property Consultation
Property Sourcing & Viewing Day
Bespoke Project Support
A focused conversation about your situation: strategy, numbers, area, financing and the realistic next step. You leave with clear answers, not a sales pitch.
Shortlisting, viewings and on-the-day appraisal across pre-agreed areas — what the property really needs, what it should cost, and whether it is worth pursuing.
Hands-on support through a live project: layout and specification decisions, tender review, trades, programme and progress oversight until completion.
£125
Fixed Consultation Fee
£750
Full Day On-Site
Quoted Individually
Tailored Scope & Retainer
Justė's Methodical Approach
Initial Consultation
Opportunity Assessment
Due Diligence & Planning
Project Delivery
We start with a detailed discussion to understand your goals and current property position.
Identifying suitable projects and strategies aligned with your investment criteria and risk profile.
Thorough analysis of sites, planning conditions, and financial projections for downside protection.
Hands-on management and execution, ensuring quality and adherence to commercial realities.
Let's Build Together
Whether you need strategic advice, hands-on sourcing, or full project management, we’re ready to discuss your next property venture.
"I’d like to share a brief review of Justė, based in the UK. Having worked with her for some time, I can confidently say that she is extremely responsible and always keeps her word. There hasn't been a single instance to question her reliability—monthly interest payments are always transferred on time, and if anything ever changes, she communicates well in advance and explains everything clearly. I deeply value her honesty, transparency, and respectful approach from day one. I can wholeheartedly recommend her as a dependable partner in financial agreements."
- Investor from Lithuania
"Highly recommended. Paid all interest on time and fully repaid the principal loan. There were no issues whatsoever. Showed great flexibility regarding agreement options and adapted smoothly to conditions. Communication was always prompt and consistent."
- Rytis, Ireland
★★★★★
★★★★★
★★★★★
"I have been investing in Justė Čepreckytė’s real estate projects in the United Kingdom since the summer of 2025. Justė and I regularly connect to discuss project updates, successes, and challenges. I am always informed promptly if a project is delayed and a loan extension is needed. Justė is reliable, responsible, and an excellent communicator. I am delighted to contribute to the growth of such meaningful projects."
- Simona, Brussels
investor testimonials
No intermediaries, just direct communication. Expect a prompt, considered response for all enquiries.
© 2026 JC NT GROUP. Not financial advice. Property investment carries risk to capital.
